Living in Moira, NY, provides residents with an affordable housing market, with median home prices around $150,000. The community enjoys a low crime rate, promoting a safe atmosphere for families. Numerous local events and access to over 200 acres of parks and recreational activities improve community connections. Although the cost of living is slightly above the national average, essential services remain accessible. Limited job opportunities in the small population can be offset by nearby towns. With its tranquil lifestyle and welcoming spirit, Moira offers an appealing choice for many. Investigate more about this charming locale.
Pros of Living in Moira, NY
PROS OF LIVING IN MOIRA, NY
1. AFFORDABLE HOUSING
One of the most appealing aspects of living in Moira is the affordability of housing. The median home price in this charming town is around $120,000, which is considerably lower than the national average of approximately $350,000.
This makes Moira an attractive place for families and first-time homebuyers alike, allowing them to purchase larger homes or properties with more land than they might afford in more urban areas. Such affordable housing improves the opportunity for home ownership and contributes to a sense of stability within the community.
2. LOW CRIME RATE
Safety is a considerable factor for families looking to settle down, and Moira provides a reassuring environment with a crime rate that is about 40% lower than the national average. According to recent data, there are roughly 2.3 violent crimes per 1,000 residents, which greatly boosts the community's reputation as a safe haven for families and children.
This lower crime rate encourages a tight-knit community where people feel comfortable going for evening walks or letting their kids play outside.
3. STRONG COMMUNITY CONNECTIONS
The sense of community in Moira is palpable, with numerous local events and gatherings that promote connection among residents. This town prides itself on its friendly atmosphere, where neighbors are often seen helping one another and socializing at various community functions such as farmers' markets, local fairs, and annual festivals.
This sense of belonging is especially appealing to families and newcomers, as it helps build relationships and makes shifting into the community seamless.
4. RECREATIONAL OPPORTUNITIES
Nature lovers will find a lot to adore about Moira's abundant recreational opportunities. With easy access to over 200 acres of scenic parks, trails, and waterways, residents can enjoy various outdoor activities such as hiking, fishing, and kayaking.
The nearby northern Adirondack Mountains further improve the recreational options, with skiing in the winter and camping in the summer. This guarantees that residents have year-round access to outdoor pursuits, allowing families to stay active and engaged in nature.
5. ACCESS TO HEALTHCARE AND JOBS
Although Moira is a small town, it is well connected to essential services, including quality healthcare institutions. The nearby town of Malone boasts facilities with a low patient-to-provider ratio, guaranteeing affordable and timely medical attention for residents.
The job market is gradually growing, with the unemployment rate sitting at around 3.5%, which aligns with or is better than national averages. Additionally, there are opportunities in sectors such as healthcare, education, and local businesses, contributing to a stable economy.
Cons of Living in Moira, NY
CONS OF LIVING IN MOIRA, NY
1. HIGHER COST OF LIVING INDEX
Moira has a cost of living index that stands at around 100.5, which is slightly above the national average of 100. This means that everyday expenses can be more burdensome on residents compared to other areas.
While the differences might seem minimal on the surface, the cumulative effect can weigh down on families trying to maintain their budget. For example, those who move from cheaper localities will feel a sting in their finances, especially regarding housing, transportation, and groceries.
2. EXPENSIVE HOUSING MARKET
The median home price in Moira is approximately $170,000, which is notably higher than some other rural areas in New York. For families or individuals looking to buy a home, this can pose considerable challenges, particularly for young couples or first-time homeowners.
With mortgage rates fluctuating, those needing to secure a loan may find themselves with high monthly payments. Renting can also be an issue, with average monthly rents hovering around $1,200 for a two-bedroom apartment, making it difficult for newcomers to settle affordably.
3. VARIABLE UTILITY COSTS
Utility expenses in Moira can reach about $200 per month for a standard household, which is above the national average of $146 per month. The severe winters in this region necessitate a substantial investment in heat, which can affect a household's budget considerably.
Additionally, internet and phone bills can be more costly due to limited service providers, leading to a community with fewer options to control rising costs.
4. LIMITED ACCESS TO HEALTHCARE
In terms of healthcare, Moira lacks immediate access to extensive medical facilities, with residents depending on the nearest hospital located about 30 miles away in Malone.
This distance means that healthcare seeking often leads to additional travel costs and longer waiting times for appointments. For families with ongoing medical needs or those requiring elder care, the lack of nearby services can become a considerable strain on their budget and general well-being.
5. INCREASING TAX BURDEN
New York State is known for its high taxes, and Moira is no exception. Property tax rates in the area hover around 1.5%, coupled with a state income tax that can be as high as 10.9% for higher earners.
This overall tax burden means that families must allocate a notable portion of their income to taxes, leaving less for other essentials, such as savings and discretionary spending. Families or individuals facing inflationary pressures may find these financial obligations increasingly difficult to manage.
Cost of Living in Moira, NY
COST OF LIVING IN MOIRA, NY
The cost of living in Moira, NY is relatively modest compared to many urban areas in the United States. The median home price in Moira is approximately $150,000, which is considerably lower than the national average of about $345,000. Renters can find one-bedroom apartments averaging around $800 per month, making it a feasible option for those who prefer not to buy. Groceries and essentials are also reasonably priced; for instance, a gallon of milk costs around $3.50, while a loaf of bread is typically about $2.50.
Utilities, such as electricity, heating, and water for an average apartment, can total around $200 per month, which aligns closely with national averages. Transportation is another consideration, and residents in Moira may spend about $2.50 per gallon of gasoline, comparable to nearby areas in upstate New York. Healthcare costs are a critical aspect of living expenses, with an average doctor's visit priced around $120. Altogether, the cost of living in Moira provides an affordable option for families and individuals compared to more metropolitan locations.
Cost of living in Moira, NY
| Category | Moira, NY | National Average |
|---|---|---|
| Median Home Price | $150,000 | $345,000 |
| Rent (1-bedroom) | $800 | $1,200 |
| Groceries (Milk) | $3.50 | $4.00 |
| Groceries (Bread) | $2.50 | $3.00 |
| Utilities | $200 | $250 |
| Gasoline (per gallon) | $2.50 | $3.00 |
| Doctor's visit | $120 | $120 |
History of Moira, NY
HISTORY OF MOIRA, NY
Moira, NY, was established in the early 19th century, specifically around 1806, by settlers who were attracted to the fertile lands of the northern New York region. Notable figures in the area's history include early pioneer families who laid the groundwork for the community's progression.
The town evolved considerably by the mid-1800s, with agriculture becoming a key industry, which attracted more settlers and promoted population growth. By 1870, Moira had established itself as a vibrant community with essential infrastructure like schools and churches.
While the town may not have specific historical landmarks, the region boasts notable influences from both American and indigenous cultures, which have shaped the local economy and design over time.
Annual events, such as local fairs and parades, represent Moira's cultural traditions, nurturing a sense of community. Notable individuals from the area contributed to its rich local legacy, though specific names might not be widely acknowledged.
To conclude, the evolution of Moira reflects broader regional developments in agriculture, community-building, and cultural integration throughout the 19th and 20th centuries.
Quality of Life and Weather in Moira, NY
QUALITY OF LIFE AND WEATHER IN MOIRA, NY
Living in Moira, NY, is defined by a tranquil lifestyle surrounded by the beauty of the North Country region, providing a year-round climate that features distinct seasons. Winters can be harsh, with average temperatures often dropping below 20°F, while summers bring milder conditions, averaging around 75°F during the day.
Residents often appreciate the natural beauty of the area, as Moira is nestled amongst beautiful terrains, providing access to various green spaces and recreational activities such as hiking, fishing, and snowmobiling. The air quality is generally considered good, as the region is largely rural and marked by open spaces, though concerns about allergens and seasonal pollen can arise.
Despite lacking local healthcare facilities, residents can access services in nearby towns, and public opinion tends to be favorable about livability, with many valuing the community spirit and slow pace of life over urban conveniences. Weather-related concerns such as heavy snowstorms are more prevalent here than natural disasters like hurricanes or wildfires, further shaping the residents' approach to enjoying the area's environmental provisions.
Education in Moira, NY
EDUCATION IN MOIRA, NY
In Moira, NY, the local public school system is part of the Franklin County School District, where schools generally receive a C rating, indicating room for improvement.
One nearby school, Moira Elementary, caters to a small student population, and class sizes tend to average around 15-20 students, promoting a coherent learning environment.
For those seeking higher education options, the nearest community colleges, such as North Country Community College, can be found about 30 miles away in Saranac Lake, providing a range of associate degrees.
Extracurricular activities are typically offered, with sports and arts programs helping to engage students outside of the classroom.
The graduation rate in the region hovers around 85%, reflecting solid outcomes for the students, although the general education budget varies and often trails larger urban areas due to lower funding.
For parents considering alternative education, options such as private or charter schools may be limited within Moira itself, but options are available in larger towns such as Malone, approximately 15 miles to the north.
Employment Opportunities in Moira, NY
EMPLOYMENT OPPORTUNITIES IN MOIRA, NY
Moira, NY, offers limited employment opportunities primarily due to its small population, which hovers around 1,200 residents. The top industries in the area include agriculture, healthcare, and retail, with the healthcare sector showing a consistent demand for professionals such as registered nurses and support staff.
The unemployment rate in Franklin County, where Moira is located, was about 5.5% as of 2023, indicating a competitive job market. Average salaries vary, but healthcare-related positions typically offer around $50,000 annually, while roles in retail and agriculture might start lower, at approximately $30,000.
Major employers include local healthcare providers and agricultural businesses, with opportunities for career growth primarily in healthcare and education sectors. Job competitiveness is moderate, with more skilled professions offering better prospects for career advancement.
Median income growth has been relatively stable in recent years, reflecting trends seen across many rural communities in New York state. For broader opportunities, nearby towns such as Malone and Potsdam are within a 30-minute drive, providing additional job options in other industries, particularly in education and manufacturing.
Recreation and Attractions in Moira, NY
Moira, NY, may be a small town, but it boasts a variety of recreational opportunities and attractions that appeal to both residents and visitors.
Residents can enjoy the serene beauty of nature, as well as engage in community activities.
- Scenic hiking trails
- Local fishing spots
- Seasonal festivals
- Community sports leagues
Real Estate in Moira, NY
The charm of Moira, NY, extends beyond its recreational amenities to the real estate market, which reflects the town's unique character and appeal. Properties often feature spacious lots and scenic views, appealing to those seeking tranquility. Below is a brief overview of the real estate terrain.
| Property Type | Average Price | Square Footage |
|---|---|---|
| Single Family Home | $180,000 | 1,800 sq ft |
| Condos | $120,000 | 1,200 sq ft |
| Land | $50,000 | N/A |
Transportation in Moira, NY
Nestled in the heart of the North Country, transportation in Moira, NY, is defined by its accessibility and connection to broader regional networks.
The town offers a practical approach to commuting, ensuring residents can easily access essential services and nearby cities.
- Well-maintained local roads
- Proximity to state highways
- Nearby rail services
- Options for public transportation