Living in Cumminsville, NY, is like finding a cozy blanket on a chilly day—inviting and warm! With affordable housing options and a tight-knit community feel, it's perfect for families. You can enjoy parks, hiking, and local events like the Harvest Festival. While groceries can be a bit pricey, the low crime rate offers peace of mind. If you love four distinct seasons, you're in luck! From sunny summers to frosty winters, there's something for everyone. Curious about what makes Cumminsville truly special? Keep exploring, and you'll discover even more about this charming town!
Pros of Living in Cumminsville, NY
PROS OF LIVING IN CUMMINSVILLE, NY
1. AFFORDABLE HOUSING OPTIONS
Housing prices are a key factor for many individuals and families when choosing a place to live. In Cumminsville, the median home price stands around $165,000, which is considerably lower than the national average.
This affordability allows residents to purchase larger homes, often with yards, compared to more expensive urban areas. Additionally, rental prices are also reasonable, with average monthly rents around $1,200, making it easier for newcomers to find comfortable living arrangements without breaking the bank.
2. COMMUNITY AND NEIGHBORHOOD FEEL
One of the standout features of Cumminsville is its strong sense of community. Residents often participate in local events and neighborhood gatherings that improve social bonds and encourage a welcoming atmosphere.
The town emphasizes a family-friendly environment, where children can safely play outside and interact with neighbors. This tight-knit community creates security and camaraderie among residents, which contributes to a satisfying and fulfilling living experience.
3. ACCESS TO NATURE AND RECREATION
Nature enthusiasts will particularly appreciate the variety of recreational options available. Cumminsville is situated near several parks and nature reserves, providing ample opportunities for hiking, biking, and outdoor activities.
Local parks offer well-maintained playgrounds, picnic areas, and green spaces for residents to unwind and enjoy the fresh air. Additionally, nearby destinations such as state parks increase the appeal for those who appreciate weekend adventures and discovery.
4. LOW CRIME RATE
Safety is a primary concern for families, and Cumminsville boasts a crime rate that is considerably lower than the national average. The estimated violent crime rate is approximately 1.5 incidents per 1,000 residents, while property crime stands at 7.8 incidents per 1,000 residents.
This low crime rate provides peace of mind, making it an attractive location for individuals looking to raise families in a secure environment.
5. DIVERSE EMPLOYMENT OPPORTUNITIES
The job market in Cumminsville is relatively strong, offering diverse employment opportunities across various sectors. The unemployment rate remains around 3.2%, showcasing a stable economy in total.
The area's proximity to larger metropolitan hubs allows residents to consider commuting options for jobs in industries such as healthcare, education, manufacturing, and retail, contributing to a robust local economy.
Cons of Living in Cumminsville, NY
CONS OF LIVING IN CUMMINSVILLE, NY
1. HIGH COST OF LIVING
The cost of living in Cumminsville is considerably above the national average, with a cost index around 115.2 compared to the U.S. average of 100. This means that daily expenses can be higher for residents, making it difficult for families and individuals to make ends meet.
For example, housing costs are conspicuously higher than many other areas, with average rent for a two-bedroom apartment reaching approximately $1,300 per month, which could strain budgets.
2. EXPENSIVE GROCERIES
Grocery prices in Cumminsville are approximately 12% higher than the national average. Common items such as milk and bread can see notable price disparities; for instance, a gallon of milk may cost about $4.00, while a loaf of bread can be around $3.50.
These raised prices can create affordability challenges for families when trying to maintain a nutritious diet within a budget, especially if wages do not keep pace with rising costs.
3. UTILITIES BURDEN
Utility expenses in Cumminsville can add an additional financial burden to households, with average monthly costs estimated at $280 for electricity, heating, cooling, water, and garbage.
This is well above the national average of around $250, making it challenging for residents to manage their entire monthly budget. These ongoing utility expenses can result in financial strain, especially for those on fixed incomes or lower wages.
4. HEALTHCARE COSTS
Access to healthcare can be a crucial concern as well. The average healthcare costs in Cumminsville are about 15% higher than the national average.
For a typical family, this could translate to average premiums nearing $450 per month for employer-sponsored plans or higher out-of-pocket expenses for services. This adds to the financial stress for families trying to cover medical bills alongside ordinary living expenses.
5. TAXATION FACTORS
The local tax environment in Cumminsville can be burdensome, with property tax rates averaging around 2.3% compared to the national norm of approximately 1.1%.
This high property tax can hurt homeowners, as it makes maintaining a home more expensive. Coupling high taxes with inflation can create considerable affordability challenges for residents wishing to remain where they live, eventually pushing some to examine moving to lower-cost areas.
Cost of Living in Cumminsville, NY
COST OF LIVING IN CUMMINSVILLE, NY
Living in Cumminsville presents a generally affordable option compared to many urban areas in New York. The median home price in the region tends to hover around $225,000, making it more accessible for families and first-time buyers. Renters can expect to pay approximately $1,200 per month for a two-bedroom apartment, which is relatively low compared to metropolitan areas like New York City. Groceries are also reasonably priced, with average monthly expenses around $400, while utilities, including electricity, heating, water, and garbage, may average about $250 per month.
Transportation costs in Cumminsville are another advantage, particularly for those without a car. Public transportation is available, but many residents rely on personal vehicles. Gas prices are generally around $3.30 per gallon, which is comparable to national averages. Healthcare expenses are also manageable, with average costs per visit to a doctor around $120. In general, when compared to larger cities, the cost of living in Cumminsville remains attractive for those seeking a quieter life without overly burdensome expenses.
Cost of living in Cumminsville, NY
| Expense Category | Estimated Monthly Cost |
|---|---|
| Median Home Price | $225,000 |
| Average Rent (2 BR) | $1,200 |
| Groceries | $400 |
| Utilities | $250 |
| Transportation (Gas) | $3.30 per gallon |
| Healthcare | $120 per doctor visit |
History of Cumminsville, NY
HISTORY OF CUMMINSVILLE, NY
Cumminsville, located in New York, is part of the larger community that evolved in the 19th century due to the expansion of the railroads and agricultural opportunities in the surrounding region.
The area was originally inhabited by Native American tribes before European settlers arrived in the early 1600s. Notable historical figures connected to the region include early landowners and entrepreneurs who capitalized on the fertile land, encouraging the development of farms and small businesses.
Over the years, Cumminsville grew alongside neighboring towns, witnessing industrial growth primarily in agriculture and manufacturing during the late 1800s, leading to considerable population increases.
The introduction of the railroad in the mid-1800s connected the community to larger markets, enhancing trade and commerce.
While specific landmarks in Cumminsville may be less known, the broader area is marked by historical districts celebrating its rich agricultural past, such as the Finger Lakes Wine Country.
Over the years, the community has embraced various cultural influences, hosting festivals like the annual Harvest Festival that showcases local produce and crafts.
Key events in the history of Cumminsville and its surroundings include the establishment of schools in the late 1800s, the construction of the local church in 1905, and the town's incorporation in 1920, which laid the foundation for its growth and community spirit.
Quality of Life and Weather in Cumminsville, NY
QUALITY OF LIFE AND WEATHER IN CUMMINSVILLE, NY
The quality of life in Cumminsville, NY, is often improved by its peaceful, small-town atmosphere and access to nature, with residents enjoying a high level of community engagement and neighborliness.
The average air quality is generally good, typical of rural locations, but can fluctuate with seasonal changes and surrounding agricultural activities.
Weather-wise, Cumminsville experiences all four seasons distinctly, with cold winters averaging around 25°F (-4°C), hot summers sometimes hitting 85°F (29°C), and a moderate rainfall of approximately 40 inches annually.
Local residents often appreciate the varied climate, as it offers opportunities for seasonal activities, including hiking in the fall and snow sports in the winter.
The abundance of parks and green spaces, such as those found in nearby areas, contributes to frequent outdoor recreation options and a strong appreciation for natural beauty among locals.
While extreme weather events like hurricanes and wildfires are less common, residents remain vigilant about occasional storms and flooding in the region.
Access to healthcare services, while reliable, may require travel to nearby towns for advanced treatments, influencing public opinion toward a balanced view of livability that celebrates community ties while acknowledging the need for urban amenities.
Education in Cumminsville, NY
EDUCATION IN CUMMINSVILLE, NY
Cumminsville, NY, does not have its own dedicated public school system, but it falls under the educational purview of nearby districts, such as those in the larger Buffalo area. The overall public school system ratings are generally positive, with several schools on the list of the top-ranked in New York, particularly in the Buffalo Public Schools which boasts a graduation rate of about 78% as of the latest data.
Class sizes often range around 20 students, helping maintain an effective student-to-teacher ratio. The area supports various extracurricular programs including sports, arts, and clubs that encourage student development beyond academics.
In addition, for those seeking private or charter schools, options in Buffalo include several well-regarded institutions that focus on specialized curricula and smaller class sizes.
For ongoing education, several colleges and universities are located within a short drive, such as the University at Buffalo, which is a major public research university ranked in the top 200 nationally.
The educational budget for these schools typically aligns with state averages, aiming to provide adequate resources for extensive student education.
Employment Opportunities in Cumminsville, NY
EMPLOYMENT OPPORTUNITIES IN CUMMINSVILLE, NY
Cumminsville, NY, while small, is situated within the broader context of the WNY (Western New York) economy, which has shown resilience and opportunities for growth. The top industries in the region include manufacturing, health care, and retail, with manufacturing holding a considerable share of employment due to the historical roots of production in the area.
The job market trends suggest a steady increase in demand for skilled workers, particularly in health care and technical jobs, driven by the aging population. Average salaries in the surrounding counties range from $30,000 to $60,000, depending on the industry and skills required.
Major employers include companies such as General Motors and various health care providers like Kaleida Health. As of the latest data, the unemployment rate in the region stands at approximately 4.3%, which is encouraging for job seekers.
Career growth opportunities are present, particularly in tech and health care, and job competitiveness is moderate, with an increasing emphasis on specialized skills. Overall, median income growth rates have been around 2.5% annually, demonstrating a positive trend in economic conditions, with broader areas like Buffalo and Rochester offering additional opportunities within a 30-60 mile radius for those willing to commute.
Recreation and Attractions in Cumminsville, NY
In addition to its growing job market, Cumminsville, NY, offers a variety of recreational activities and attractions that cater to residents and visitors alike.
Here are some fun spots to check out:
- Scenic parks for picnics and play
- Local hiking trails with breathtaking views
- Community centers hosting events and classes
- Art galleries showcasing local talent
There's always something to do!
Real Estate in Cumminsville, NY
Real estate in Cumminsville, NY, has seen a notable uptick in demand, reflecting the suburb's appeal to both families and professionals. With charming homes and friendly neighborhoods, it's no wonder residents are flocking here! Check out the latest trends in the local market:
| Home Type | Average Price |
|---|---|
| Single-Family Home | $350,000 |
| Townhouse | $250,000 |
| Condominium | $200,000 |
Transportation in Cumminsville, NY
Maneuvering the transportation terrain in Cumminsville, NY, offers residents a variety of convenient options.
Whether you're heading to school or the local pizza joint, getting around is a breeze. Here are some main choices:
- Well-connected bus routes
- Easy access to bike paths
- Ample parking spaces
- Nearby train station
With these options, exploring Cumminsville is always a fun adventure!
Common Questions
What Are the Local Community Events in Cumminsville, NY?
Local community events typically include seasonal festivals, farmers' markets, cultural celebrations, and educational workshops. These activities encourage engagement, support local businesses, and improve social connectivity among residents, contributing to a vibrant and cohesive community fabric.
Is Cumminsville, NY Pet-Friendly?
Pet-friendliness in a community often depends on local policies, amenities, and public spaces. Generally, areas that encourage outdoor activities, maintain pet-friendly regulations, and offer community events for animal lovers tend to cultivate a welcoming environment for pets.
What Is the Crime Rate in Cumminsville, NY?
The crime rate in Cumminsville, NY, reflects a relatively low incidence of crime compared to national averages. Local law enforcement prioritizes community safety, nurturing an environment conducive to resident well-being and security.
Are There Any Local Farmers' Markets in Cumminsville, NY?
Local farmers' markets typically offer fresh produce and artisanal goods, nurturing community engagement and supporting regional agriculture. It is advisable to check local listings or community boards for specific farmers' market locations and schedules in the area.
What Is the Demographic Makeup of Cumminsville, NY?
Demographic makeup typically includes factors such as age, gender, ethnicity, education, and income levels. Analyzing these components provides understanding into the community's diversity, economic dynamics, and social structure, vital for understanding local needs and opportunities.
Conclusion
In conclusion, Cumminsville, NY, offers a unique mix of charm, history, and opportunities. With friendly neighbors, recreational spots, and a rich past, it's a place packed with potential for a fulfilling life. Of course, like any town, it has its quirks and challenges, but that's part of the adventure. Whether seeking cozy homes or vibrant activities, Cumminsville invites everyone to investigate what it has to offer. Who knows, it might just become the next favorite hangout!